SAGE has found that 90% of accountants think accounting is going through a cultural shift that favors technology. With just a few bits of information from you, we can tell you what it would take to get those accounting related tasks off your to-do list.

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• Realtors typically use the cash-based accounting method, which records income when it is received and expenses when they are paid.
• They keep our books up to date, and we also enrolled in the plan that includes income tax filing, which is excellent.
• Real estate transactions typically involve multiple parties, making tracking and reconciling these transactions time-consuming and error-prone.
• Use this account to collect income you earn from your real estate business and to pay any expenses you incur, including paying down credit cards you use for business expenses.
• It allows businesses to maintain transparency with stakeholders and avoid compliance-related fines.

The shift towards cloud-based accounting platforms is transforming real estate bookkeeping solutions. Real-time collaboration is enhanced, enabling property managers, accountants, and stakeholders to access financial data from anywhere, fostering transparency and efficiency in financial management. Real estate agents use dedicated bookkeeping to streamline their real estate business and ensure accurate accounting. Understanding the aspects of real estate accounting, such as creating a chart of accounts and proper accounting practices, is essential for real estate professionals operating in today’s market. It also requires https://www.bookstime.com/ keeping detailed records of expenses and income related to the property to accurately track financial performance.

an you help with budgeting and financial forecasting for construction projects?

A Tenant Ledger, on the other hand, details each tenant’s payment history, including rent, security deposits, and any outstanding balances. Together, they offer comprehensive insights into rental income and tenant activity. One of the best things about using Stessa to manage rental property finances is that the real estate balance sheet updates in real time. Having an accurate calculation of owner’s equity can help an investor to decide when the time is right to refinance unearned revenue a rental property mortgage.

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The management process improves the reliability of real estate financial reporting by providing a clear view of cash flows and financial status. Effective ledger management, combined with real estate investment accounting solutions and asset management accounting, enhances overall investment insights. Learning the basics of bookkeeping is essential for real estate agents to manage their finances effectively. It involves keeping bookkeeping for realtors track of transactions, expenses, and income related to properties and commissions. By understanding accounts payable and accounts receivable, agents can ensure accurate financial reporting and make informed business decisions.

Streamlining Property Expenses

Real estate agencies can use real estate accounting software options to manage their accounting deals and real estate deals effectively. Many real estate companies also integrate property management software into their accounting platform to meet their bookkeeping needs and comply with real estate tax laws. Bookkeepers who know the real estate sector can manage your income and expenses using software like QuickBooks. They ensure accurate financial records, which help you stay on top of your business. Working with us, you get a team of experienced professionals focused on your success.

OpenAIs New Search Feature Sparks Reactions From AI Experts Even Googles AI

Finally, Google is also making Google Maps data available to third-party apps, including other AI applications that can use location data to better answer questions. However, upon further inspection, I found that ChatGPT’s very first source article was a year google ai chat old and had outdated prices. The chatbot’s answer was still generally relevant, but it underscores the problems of taking AI responses at face value. Not too long ago, I wouldn’t trust ChatGPT with a question that would influence my purchasing decisions.

You’ll get parking information and details about more complex sections of the drive ahead. I remember feeling a lot of the buzz when Bing Chat came out, then Google SGE/AI Overviews, of course ChatGPT. But yea, in the past several months, things do seem to be calming a bit – at least with all the hype… He wrote on LinkedIn, “AI is not going to go away.” “You can’t be “I hate AI and will never use it” if you want to work in a tech-related field,” he added. Our community is about connecting people through open and thoughtful conversations. We want our readers to share their views and exchange ideas and facts in a safe space.

YouTube tests AI live-chat summaries and channel QR codes — how to access them

However, both agreed with Ramonov that the user experience for Perplexity’s AI search was better. ChatGPT search is now enabled to scan blogs, stock tickers, weather sites, social media platforms as well as media outlets for which it has secured licensing agreements. “All ChatGPT Plus and Team users, as well as SearchGPT waitlist users, will have access today.

• Amidst all this corporate maneuvering, it’s easy to lose sight of the fact that AI chatbots can actually be pretty useful.
• ChatGPT Search combines the chatbot’s excellent natural language understanding with a search engine for up-to-date information.
• Still, the quality of information was consistent across both search tools, so it’s technically a tie.

“LLM hallucinations and ‘black-box’ lack of transparency are massive concerns. By citing sources throughout its answers, it’s much easier for users to dive deeper and confirm information,” she wrote. This matters because OpenAI’s search model will rely largely on licensing content from its media partners, which other AI search models have not done — and landed in court. Most of these Google Maps driving features will start rolling out globally on Android and iPhone this week. You’ll have to wait for enhanced navigation until November, which is when it’ll begin rolling out to 30 metro areas.

Poll: Which AI chatbot are you using right now?

Another important application is instant translation in several languages using AI-based translation tools. In that regard, Google Translate supports more than 100 languages but makes the translation contextual and natural. Google infused the generative AI in several applications of Google Workspace into Gmail, Google Docs, Sheets, and Slides to improve productivity. Examples include the “Help Me Write” tool in Google Docs, which depends on generative AI to provide users with a draft e-mail, report, or any other document that entails text. It also has the effect of saving people time and conquering writer’s block.

• For instance, Ramonov explained that the company may have wanted to tackle several common challenges that plague large language models in one fell swoop.
• All they need to do is ask, “Can you map the five zip codes with the fewest EV chargers relative to their geographic area size?
• Google revealed statistics that those who applied the AI-based tools stand a 30% chance of completing their jobs on time.

The “Magic Fill” of Google Sheets also forms a pattern in data analysis. Google revealed statistics that those who applied the AI-based tools stand a 30% chance of completing their jobs on time. If you use Google Maps more than Waze, you’ll also notice several new features in the app soon. Google tweaked the navigation experience to let you manage your route before you start driving. Also, Google Maps enhanced navigation will help ensure you don’t miss your exit and merge using the proper lane. The vast percentage of the population only use LLMs like ChatGPT occasionally — even in knowledge management roles.

Chris Smith has been covering consumer electronics ever since the iPhone revolutionized the industry in 2008. When he’s not writing about the most recent tech news for BGR, he brings his entertainment expertise to Marvel’s Cinematic Universe and other blockbuster franchises. Imagine a transportation planner wants to install new electric vehicle (EV) chargers in their city. All they need to do is ask, “Can you map the five zip codes with the fewest EV chargers relative to their geographic area size?

You can foun additiona information about ai customer service and artificial intelligence and NLP. The real-time results provide generative AI responses that are augmented with multiple links, citations and images. These additional outputs help improve the accuracy and reduce AI’s tendency to fabricate ChatGPT App facts when it doesn’t know something. These make the content creation process less complicated, allowing easier storytelling while making more complex technical tasks easier and within reach for everyone.

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Finally, ChatGPT only references a handful of sources to draw its conclusions, which could lead to biased or outright false responses. If the information you’re looking for isn’t too recent and requires an in-depth explanation, ChatGPT Search can indeed pull information from various sources to deliver a better response than Google. In two of the above examples, I preferred ChatGPT’s response as it delivered an answer quickly and at a glance. However, I still had to rely on my personal knowledge and experience to know that the responses were factually correct.

Google, Meta, and Microsoft have all invested heavily in AI chatbot development, each aiming to integrate these tools into their existing ecosystems. During the drive, Google Maps will feature enhanced navigation features to show you the lanes you need to take to merge correctly. Also available this week is support for more Gemini AI features in Google Maps. Gemini can help you find interesting places around you and summarize reviews for Google Maps attractions.

This means, for instance, that users might ask a question and get an answer as full-bodied as possible. Google’s services have already implemented the technology to improve digital assistants and chat experiences while continuing to evolve according to users’ feedback. According to Google’s latest report, adaptation of Bard has been happening fast, with thousands interacting daily. Microsoft is actively pushing its Copilot chatbot through Windows and its Edge web browser. Similarly, Meta has incorporated Meta AI into its social media platforms, including Facebook, Instagram, and WhatsApp.

I asked for Intel’s stock price next, and ChatGPT Search managed to respond with the correct price and a useful infographic. The markets were still closed at this time, so I couldn’t test its ability to update in real-time but it’s an indication of OpenAI working to solve this problem. But asking for the weather worked, even if the chatbot failed to determine my city accurately. Google has a wealth of location data via my phone, meanwhile, so it had no trouble pinpointing the exact suburb I was in. Whether it’s the relentless onslaught of ads or the dozens of inauthentic links occupying the top spot, using Google Search has never felt more unrewarding than in 2024.

But if I’m just looking for a quick answer, ChatGPT is the unquestionable winner. As a frequent traveler, I tend to look up exchange rates between various currencies. This can be tricky for an AI to handle since the value of currencies and stocks keep changing in real time. So without a dedicated data source for this kind of information, it’s not surprising that ChatGPT Search doesn’t keep up with Google. Sabrina Ramonov is an AI wunderkind who began her career as a software engineer before launching her own AI-powered speech recognition company that she sold to Pegasystems for $10 million at 30 years old. She has 100,000 social media followers and just launched a new multi-purpose content generation app Blotato.

Switching to ChatGPT as your primary search engine doesn’t make sense just yet. The overall experience is still rather barebones and the chatbot has limited means to fetch real-time information. Finding follow-up information can also be quite tedious, as ChatGPT doesn’t offer related search suggestions like Google. This is an area where Perplexity excels, although it often relies on outdated and inaccurate sources too. Google stands at the cutting edge of global AI research and development, leading the way in innovation. From powerful search enhancements to creative tools, it has infused generative AI seamlessly into every corner of its products.

So it’s perhaps not surprising that entire AI startups like Perplexity have sprung up to threaten Google’s search business. Shortly after Google was forced to respond with its controversial AI Overviews feature, OpenAI ChatGPT also threw its hat into the arena with ChatGPT Search. The latter is finally rolling out to the general public, so I took it for a spin to find out if ChatGPT could potentially supplant Google for my search needs.

It aids in prioritization by enabling project managers to allocate importance levels to tasks based on their impact on project objectives. This helps set expectations with stakeholders and other teams, especially when they bring additional work to you, and makes engineering time a fixed asset. Set up your next software project quickly with Jira’s Scrum Template and visualize, manage, and track work from sprint to sprint. Easily create a scrum backlog to build a queue of issues and start planning and executing sprints. Organizing and prioritizing tasks is vital to help your team focus on what is most important.

When developers push technical work to the bottom of the product backlog, it builds up and becomes harder to accomplish. Effective backlog management can prevent the buildup of technical debt. When your team stays organized and takes on technical work in smaller, daily increments, you’re less likely to accrue interest on a huge piece of work. Occasionally, there are multiple product backlogs with multiple teams working on one larger product. Creative Cloud is an umbrella product, with smaller products like Photoshop, Illustrator, and After Effects housed inside it.

In many cases, these lender backlogs resulted in situations where delinquent borrowers were able to remain in their homes for several years without making any mortgage payments. The housing recovery did not begin in earnest until such backlogs were mostly cleared. Find out how to create agile boards in Jira with this step-by-step guide.

Real World Examples of Backlogs

1. These are short development time blocks, usually, a couple of weeks or a month, during which the team works on a limited set of tasks.
2. One common method of classifying backlogs is by their priority levels.
3. If you’ve ever had to manage a ‘to-do’ list, you’ll know that they don’t always work as well as expected.
4. The more complex the backlog setup becomes, the more teams will lack visibility of their own contributions, which can lead to a drop in motivation.

These might come up during development or testing, slowing your team down. A product backlog can be thought of as an iceberg, with large and ambiguous work towards the bottom, and more defined, ready-to-go work towards the top. Refinement can occur at any time during a Sprint, in a more formal meeting or meetings, on an ongoing basis or as needed. Refinement is not mandatory, however it is a good practice to consider in order to increase transparency and make work items more precise. Product creation begins with an idea, and it takes a dedicated team to create something special. Yes, even the iPhone was once just a prototype that made its way to mainstream popularity thanks to the right team.

With a smooth-running backlog, product managers and owners will always know A) what teams are currently working on, and B) what those teams will be working on next. This insight can be gold-dust where section 338 business sale cross-functional teams are spread across geographies or time-zones, as many often are. Perhaps the best way to think of a product backlog is as a “living” document which reflects the progress of the project. It is an ever-evolving list of action items, some of which may be removed further down the line, replaced with more pertinent activities.

Backlog tasks lack the necessary detail to make them actionable

Conversely, the presence of a product backlog item on a product backlog does not guarantee that it will be delivered. It represents an option the team has for delivering a specific outcome rather than a commitment. Agile teams work in focused sprints to complete work, and this method is highly effective for productivity. At the end of each sprint, the product owner and any stakeholders can attend a sprint review with you and the development team to ensure everything is on track. Ultimately, whether used in Scrum or Agile backlog, effective product backlog management is vital to driving progress and delivering value. Backlogs can be classified according to the size of backlog items, status updates, and dependencies among backlog items.

What is Product Backlog?

Sprint planning strategies involve the breakdown of backlog items into actionable tasks and the estimation of effort required for each task. Emphasizing continuous improvement, teams should routinely review and adjust the backlog based on feedback and evolving requirements to enhance workflow efficiency. Backlogs facilitate efficient workflow management by ensuring that the team concentrates on delivering high-priority items first, ultimately leading to successful project outcomes.

Facilitate team discussion.

For example, a new feature may require the user to perform several steps. The functionality required for each step could be turned into tasks (with subtasks added for more complex steps). A product backlog in scrum can be a game changer for many companies.

One of the signs that you a sober person is that you are able to slow down and take what is given to you at face value. Hobbs said the state’s response to the sober living crisis is not done, and it’s essential to keep tribal communities involved and engaged so they can work together to address the issue. Arizona is culpable for creating the crisis, the lawsuit states, noting that the sober living crisis grew worse even after the state knew about “the extreme magnitude of the fraud and harm” as far back as the summer of 2019.

• Abstinence is often the initial step in addiction recovery programs and is considered a necessary condition for the treatment of many forms of addiction.
• It’s about identifying triggers for alcohol use, like stress, sadness, or boredom, and coming up with coping skills or alternatives to drinking when faced with those triggers.
• Alcohol is also a significant factor in domestic violence and disproportionately impacts women in the form of harassment, assault and unsafe environments.
• If you slip into heavy or binge drinking, potential health benefits can quickly become outnumbered by averse affects.
• It refers to the ability to experience, understand, and effectively manage emotions without resorting to substance use.

Avoid Old Habits and Toxic Relationships

Shame is having negative beliefs about yourself and your self-worth. People in recovery can experience a lot of shame simply for having become addicted in the first place. Financial troubles and problems finding and keeping employment are major triggers for relapse, but it is possible to take baby steps and get your finances in order. A structured routine will help you achieve other goals in your life, whether they are short-term (like being on time for work) or long-term (like going back to school and changing careers).

How Does One’s Social Life Change When Transitioning from Abstinence to Sobriety?

Strictly speaking, sobriety is the state of being sober—not being under the influence of alcohol or drugs. However, the word is often used in different ways in different contexts. Many 12-step programs suggest that sobriety means total abstinence, which means never using the substance again. Other definitions, however, focus on the process of recovery and coping habits that support health and wellness over the long term. On a deeper level, living a sober lifestyle can mean you choose not to drink alcohol for the long-term.

What Are The Best Tips For Staying Sober?

The non-alcoholic beverage industry has been trending hot over the last couple years with alcohol-free alternatives to beer, wines, and spirits  that taste just like the real thing. While recovery is something you take seriously, taking yourself seriously 24-7 can actually undermine your recovery in the long run. The state also launched a hotline for people impacted, implemented stricter provider enrollment and rolled out a humanitarian response to help the victims.

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Since these tests rely on cooperation of the subject, the final result often depends on the presiding officer’s interpretation. There are many factors that can lead to inaccuracies in sobriety testing including orthopedic or neurologic conditions, and fatigue. Lastly, Sober types tend to be very independent and self-sufficient.

• “This grant program represents the commitment of the Attorney General’s Office to supporting communities that have incurred costs responding to the crisis,” said Richie Taylor, a spokesperson for Mayes.
• That means drinking is limited to moderate, responsible amounts as defined by your personal goals or the more official Moderation Managementguidelines.
• Just like today, the olde version meant “in possession of one’s faculties.” Further back than that, the Latin word sobrius meant “without drunkenness.” But the word has come to mean a little bit more.
• Some people give up alcohol or other drugs temporarily, often for monthlong periods like Dry January, as a cleanse or a test for longer sobriety.
• Being a sober person means you practice complete abstinence from drugs, alcohol, and other addictive substances.
• Sobriety can be a particularly challenging pursuit for someone with an addiction like alcohol use disorder.

It doesn’t necessarily mean giving up booze altogether or signing up to sobriety indefinitely. Rather, it involves considering drinking less – and in some cases, not at all – and deciding to fit alcohol into your life more thoughtfully instead of mindlessly participating in drinking culture out of habit. With a search volume of over 1.3k per month, it’s definitely a movement that’s gaining in popularity. Most importantly, pay attention to your body, and be aware of the effects of alcohol on your mind and body. If you do decide to start drinking again, hopefully your break from drinking will help you have a healthier relationship with alcohol going forward — which is one of the goals of the sober curious movement. The term “sober curious” simply means you are asking questions about the role of alcohol in your life.

• If you’ve ever heard of the term “sober curious,” you may be wondering how it’s different from month-long sobriety challenges like Dry January or Sober October or even being completely sober.
• These verses remind us of the freedom that comes from living with intention, far from the distractions of intemperance.
• Getting support doesn’t have to mean going to rehab, although that is an option.
• Many people, many stories, much wisdom and you drink tons of coffee (more on that later).
• Some folks may look at it as being kind of preachy and pushy, but the bottom line is that you are loud and proud in your recovery.

Let’s look at just how much drugs or alcohol can change how we act–if at all–and why sober you will always be the best version of yourself. Addiction support groups and recovery programs like Alcoholics Anonymous (AA) consider emotional sobriety a key component of maintaining the self-control to keep yourself from drinking alcohol long-term. When you are active in your recovery, you find creative and healthy outlet to channel your emotions–and journaling is one of those outlets. For those in recovery, the practice of journaling started in drug treatment, and it was a great tool to help you keep tabs on your day and was a great barometer in knowing what you were feeling at any given moment. If you continue to put pen to paper to help sort yourself out, it is yet another one of sober house the signs that you are a sober person. The same Mintel survey explained that two-thirds of consumers aged reported worrying about the emotional impact of alcohol, while a similar figure reported that they wanted to learn more about drinking mindfully.

Sober as in “Not Drunk”

If you or a loved one wants to get sober but isn’t sure where to start, you can find support from your peers at Alcoholics Anonymous or Narcotics Anonymous meetings. Join one for free and hear from others who have been in your shoes. Check out our blog posts and resource links for the latest information on substance abuse. While abstinence still has the highest rate of long-term success for many people, experts have recently realized that it isn’t a practical solution for every single person. These are chronic brain diseases caused partly by neuroanatomy, he says, and people are predisposed to substance misuse. Because the condition is chronic, it may require lifelong treatment.

Do you want to drink less alcohol? Here’s how to be ‘sober curious’

I talked to, called every major healthcare leader and hospital CEOs, business leaders, talked to many businesses over the last few days. However, Taylor said tribal https://appsychology.com/living-in-a-sober-house/ nations awarded funding could use the funds to provide compensation, remediation, or supportive housing for those affected by the crisis. Currently, the grant program is only available for tribal nations and non-profits, not individuals directly harmed by the fraud.

The psychological definition of sobriety is similar to the medical definition but with some clear differences. This definition is based solely on an individual’s behavior and refers only to the physical resistance to alcohol and drug use following detoxification. The abstinence-based definition of sobriety is the most common definition used by the general population. They also see recovery as a set of daily small decisions, he adds, and know even one misstep could lead to relapse. At the same time, however, they also know relapsing isn’t the end of the world, allowing them to pick up where they left off. Our alcohol-free wines are also a great base for your new favorite mocktails, from white wine spritzers to virgin sangrias.

These individuals are purposely choosing not to drink or use drugs. The path they walk on is a deliberate one, rather than one forced on them due to outside circumstances. They may be fresh out of a treatment program, have several weeks of recovery under their belt, or be years into a sober life. The medical definition of sobriety refers to a natural state of physical health in which a person’s brain and body are unaffected by the influence of drugs or alcohol. Your primary care physician or insurance provider can also point you to local addiction treatment facilities or wellness centers that can work with you on your path to a clean and sober life. When you take your first baby steps in sobriety, you can feel like you have two left feet and it can feel like you are stumbling around more than actually moving forwards.

Later, an Individual Retirement Account (either Traditional, ROTH or SEP IRA) selected for clients based on their answers to a suitability questionnaire. Existing customers in Acorns Gold or Silver subscription plans can opt into the Acorns Later Match feature and receive either a 3% or 1% IRA match, respectively, on new contributions made to an Acorns Later account. New customers in these subscription plans are automatically eligible for the Later Match feature at the applicable 3% and 1% match rate.

How confident are you in your long term financial plan?

Here, by dividing the current period amount by the prior period amount, and then subtracting 1, we arrive at the implied growth rate. Suppose we’re analyzing the growth profile of a company that generated $100 million in revenue and $25 million in operating income (EBIT) in the trailing twelve months. Alternatively, another method to calculate the YoY growth is to subtract the prior period balance from the current period balance, and then divide that amount by the prior period balance. Similarly to seasonality, business performance can vary over the course of a year.

How to Calculate YoY Growth

YOY is valuable when gauging the performance of an index, stock, commodity and cryptocurrency over time. Still, to gain a holistic understanding of the performance of any entity, YoY calculations must be only one of many tools. When looking at YoY calculations, it’s essential to keep in mind that it’s not necessarily about whether growth was high or low. For example, maybe the numbers for this year look better than those from the previous year, but this is only due to an incredibly high-performance level for a couple of months.

A year-on-year increase in COGS, on the other hand, could indicate growing material costs, inefficiencies, or shifts in the product mix towards more expensive commodities. Aspire’s latest features automate workflows, empower your teams to manage budgets, enhance account security, data privacy and make payments with greater ease.

But a really bad month for the business could also be overlooked if only year-over-year measurements are used. Net income, revenue, and sales are frequently quoted as a year-over-year measure and can be found on a company’s annual and quarterly financial statements. Many government agencies report economic data using year-over-year calculations to explain economic performance over the past year. Year-over-year calculations are easy to interpret, allowing for easy comparison over time. The YoY growth of our company can be analyzed for an improved understanding of its growth trajectory, the A Contribution to the SCF Literature implied stage of the company’s life-cycle, and cyclical trends in operating performance.

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1. Still, the latest winter temperature forecasts from the center aren’t ideal for snow lovers in the Northeast.
2. A year-on-year increase in COGS, on the other hand, could indicate growing material costs, inefficiencies, or shifts in the product mix towards more expensive commodities.
3. The statement shows the year-over-year changes for a three-month period from the end of 2021 and the period December 2020 to December 2021.
4. It paints a clear picture of performance—whether performance is improving, worsening, or static.
5. So most retail businesses will show a revenue increase from the first quarter of a year to the fourth quarter of the same year.

But with drier and warmer than normal conditions expected across the South, drought conditions could worsen throughout the season. In financial analysis and data analytics, YOY is the acronym for year over year. YOY indicates the change from the comparable amount reported in the same period one year earlier.

Understanding the YOY meaning is crucial for anyone involved in finance or business analysis. In this article, we delve deeper into the concept of YOY, its benefits, how it’s used in finance, and its alternatives. By comparing the same months in different years, it is possible to draw accurate comparisons despite the seasonal nature of consumer behavior. Investors like to examine YOY performance to see how performance changes over time. YOY calculations can be used to evaluate a company’s performance over time. You can gain insights into whether or not financials are getting better, staying the same, or getting worse.

What is year-over-year (YOY) comparison?

It works by comparing data from a specific time period to the year prior. It’s useful information that allows you to see insights based on a whole year, not just weekly or monthly. YoY calculations can provide data for any metric that can be quantified and compared to the previous year. The most common YoY metrics include net income, sales revenue, earnings per share (EPS), and cost of goods sold (COGS).

Year-over-year compares a company’s financial performance in one period with its numbers for the same period one year earlier. This is considered more informative than a month-to-month comparison, which often reflects seasonal trends. In conclusion, a warm nose in dogs is usually nothing to worry about and can be influenced How to buy icon by a variety of factors. While monitoring your dog’s overall health and behavior is important, a warm nose on its own is not typically a cause for concern. By understanding the various factors that can contribute to a dog’s nose being warm, you can better care for your furry friend and ensure they remain happy and healthy.

Some of the most common metrics used for YoY calculations about the economy include the gross domestic product (GDP), inflation, interest rates, and unemployment rate, as shown below. Companies selected for inclusion in the the benefits of forex trading portfolio may not exhibit positive or favorable ESG characteristics at all times and may shift into and out of favor depending on market and economic conditions. Environmental criteria considers how a company performs as a steward of nature. Social criteria examine how it manages relationships with employees, suppliers, customers, and the communities where it operates. Governance deals with a company’s leadership, executive pay, audits, internal controls, and shareholder rights. YOY and YTD analyses are complementary and can be used together to provide a comprehensive understanding of performance trends.

Designers should regularly replace their portfolio with new tasks and case research that showcase their design course of, problem-solving abilities, and the impression of their work. A robust portfolio not only demonstrates experience but also serves as a valuable tool for attracting potential employers or purchasers. UI/UX designers ought to actively seek opportunities to broaden their knowledge and expertise through workshops, courses, webinars, and conferences. Staying up to date with emerging design trends and applied sciences is crucial for maintaining relevance within the rapidly evolving field of UI/UX design. Designers analyze information and metrics to gain what is ux engineering insights into person conduct, identify patterns, and make knowledgeable design choices. Analytic reasoning abilities allow designers to interpret knowledge successfully and drive design improvements.

Information Architecture Information

Depending on the product, some companies might require expertise with a specific front-end framework like React, Angular, Vue, and so on. Web design has turn out to be increasingly more of a social science and internet improvement has become increasingly more of an utilized science. Mobile is now the primary gateway to the internet, which comes with its own vary of UI and performance issues, compared with desktop.

What Are The Working Hours Of A Ux And Ui Designer?

Wondering whether you want coding skills as a UX designer, or just wish to collaborate higher with developers? Here are the most popular programming languages price figuring out about in 2024. UX engineers work with design groups, engineering teams, or somewhere between, performing as a bridge between design and improvement. They normally focus on front-end growth constructing and optimizing UI elements like layouts, buttons, hyperlinks, and other interactive components.

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Give your group the skills, data and mindset to create great digital merchandise. Instead of creating UIs in code, teams can drag and drop UI parts to assemble layouts. UX engineers work closely with designers to check concepts and develop options in the course of the design process. By constructing these code prototypes, UXEs streamline the design handoff process while creating the foundation for engineers to develop the ultimate product.

In the design language, you might have the visual design property and branding pointers like the color palette, typography scale, animation library, and accessibility pointers. Under the component library, you have the coded components that are constructed using CSS, HTML, and JavaScript. In the style guide, you’ve the precise website that encapsulates the element library and design language. The distinction between the two is that a UX designer is extra involved in user analysis, ensuring they’ve thought-about the look and feel of a product before they really begin designing. One essential factor to point out is that inside the UX Engineer field, we’ve two “lenses” or concentrations — the design and engineering lens. But no matter title or lens, we’re ultimately the glue between design and engineering.

Designers are extra focused on the research aspect, making sure the product looks and feels proper earlier than the design phase even begins. They deal with issues like shade choices, fonts, and icons, whereas UX engineers ensure these designs actually work in the final product. As design and engineering processes mature, there’s a want for roles like UX Engineer, UX Researcher, UI/UX Designer, UI Engineer, and more, every with their own set of superior expertise.

By collaborating, these roles are in a position to come collectively to create top-notch experiences for users. The want for so much of of those roles has been increasing in current times, particularly with the recognization of the importance of design techniques inside organizations. Designers could only be able to mock up several display dimension views corresponding to cellular, tablet, and desktop. There are gaps between every display size mock which will require technical and choice making expertise and for a seamless transition. These are the kinds of issues you’ll encounter they usually impact the consumer expertise. This could also be a combine of design associated abilities from prototyping to UX Principles to wire-framing.

They work with product managers and engineers to collect person necessities before designing ideas that can be communicated utilizing storyboards. They’ll then use their creativeness to use color palettes primarily based on what conceptually suits into a specific design. UX Engineers typically collaborate with UX designers and engineers to integrate design tools and skills into the event course of.

UX engineers collaborate intently with designers and developers along the course of the project. They guarantee that the visible elements are faithfully converted into an operable interface. For instance, when a consumer searches for flights, they collaborate with back-end engineers to precisely present journey info. If customers battle to seek out the “Book Now” button or navigate the filters, the UX Engineer makes adjustments to improve the experience. For UX engineers to successfully work with designers, they have to first understand the design thinking course of. They want to have the ability to put themselves ultimately user’s footwear and be conversant in person expertise design ideas.

UX Engineers will must have improvement expertise to work on front-end programming languages like HTML. They collaborate with UX designers and engineers to create websites or apps that prioritize person expertise. They are additionally concerned in design and engineering processes to make sure a cohesive product. Their main aim is to create user-friendly and visually appealing experiences that are accessible and straightforward to navigate. By collaborating with each the design and engineering teams, a UX Engineer ensures effective communication and coordination all through the design and improvement course of. They act because the hyperlink between design and engineering, ensuring that the ultimate product meets both the user’s needs and technical necessities.

UX engineers need lots of technical abilities, so ensure you explicitly record abilities and keywords. This is simply as necessary for getting past a resume screener as nicely as showcasing your fit to a hiring supervisor. You can embrace exhausting abilities and certifications in your work expertise bullet points or in a further expertise section. It’s frequent for a UX designer, or one other artistic digital specialist, to need to make the leap to UX engineering. To do so, you’ll need to indicate technical information in relation to writing code. There are several on-line coding programs you can take to strengthen your resume.

This could be achieved by way of internships, freelance work, or personal initiatives. Finding opportunities to work with experienced professionals, collaborate with different designers, and construct a portfolio of your work is crucial to turning into a profitable UI/UX engineer. UX engineers play an important position in modern software improvement groups. These tech generalists have the skills and language to enhance collaboration between design and growth.

• This may include documenting style guides, parts, or guides for users.
• However, the phrase is much less well-known than “UX designer” due to its latest recognition.
• User interfaces (UI) are the visible components that customers interact with, similar to buttons, menus, and forms.
• For instance, if the job description emphasizes consumer research and usability testing, ensure to focus on your experience with these particular abilities.
• In distinction to Web Design, which is typically more subjective, UX Design takes a more objective method by designing particularly round user’s wants and validating design concepts via consumer testing.

Developers have been pushed towards performance optimization to account for slow and spotty cellular connections. The function of “Web Master” began petering out within the early 1990’s as websites turned more advanced and required extra specialized information to maintain them. The newly minted Web Designer became the particular person in command of how the web site seemed, whereas the Web Developer became the one who made sure everything functioned correctly.

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Paperwork is the bane of many a small business, forcing owners to burn precious time plowing through receipts or huddling over an accountant’s spreadsheet. One startup, however, promises to reduce the pain of these back-office operations with software that can automate many of the most tedious tasks. ScaleFactor, the accounting fixed assets fintech serving the small and medium-sized business market, raised $60 million in venture funding, in its third fundraising round in about a  year. ScaleFactor was kickstarted in 2017 when it received $2.5 million in funding from Techstars Austin, and then caught the attention of Canaan Partners, who invested another $10 million in 2018.

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The individual approach which deals mostly with variation in police officer scalefactor behavioural characteristics, such as length of service, gender, age, and race was slightly changed to accommodate the correctional setting context. Correctional variations such as the mandate, authority and policy procedures were included for analytical purposes. The situational approach, deals with the characteristics of the situation during citizen-police encounters such as whether the officers were investigating a domestic dispute, whether the situation occurred at night, was a witness present and if the offence occurred in a location known to be hazardous. This was changed to correctional institutional settings such as type of centre, type of unit, and category of inmates detained in the cell.

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Business customers pay a flat fee to access the digital tools and services with packages starting at around $6,000 and reaching as high as about $30,000 a year. Table 3 below provides a snapshot of the sequential interactions between the officials and inmates and the escalating and de-escalating actions taken by correctional officials and inmates during their encounters. For each interaction between correctional officials and inmates, an action level descriptor (resistant and force level) was allocated as per the RFCS. The literature above confirms how challenging it is to analyze police-citizen interactions and emphasizes how crucial it is to precisely gauge force and resistance throughout the encounter. Understanding complicated social interactions and the decision-making of the law enforcement officer during an encounter requires an accurate assessment of consecutive activities, especially when the encounter concern takes place in stressful circumstances (Makin et al. 2020). As a result, the application of force and the resistance provided do not represent a one-sided approach but rather intricate interacting processes that involve many actions and reactions.

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There were five inmates in the cell on the day in question which indicated that some of the inmates displayed anger and aggressive attitudes towards their fellow inmates who intend to assist or comply with the instructions of the officials. The officials further claimed that they used tonfas and shields (non-electrified) to remove the inmates whereas some of the inmates claimed that this was done using tonfas and electrified shields. The officials claimed that force was applied to inmates in the cell only in the process of removing them, whereas some of the inmates (5) claimed that https://www.bookstime.com/articles/scalefactor the application of force continued outside the cell. The RFCS provide a detailed outline for the resistance factor in the sequential steps of force that could be applied to the Six Ordinal Levels of Force (SOLOF) scale/system (Mourtgos et al. 2019; Terrill and Paoline 2012b). The resistance level posed by an individual during an encounter is ranked on an ordinal scale—verbal and passive resistance at level one and active resistance at level two. Verbal resistance can take the form of either verbal rebuttals to commands or verbal threats whereas passive resistance consists of noncompliance with an officer’s commands without any violent resistance.

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• The data provided indicates that the cell was opened forcibly and that inmates who refused to leave the cell were removed with force.
• This is the third round of funding for the Austin-based company, which recently raised $2.5 million in Seed funding in November 2017 and participated in Techstars Austin Accelerator during the spring of that year.
• For instance, when striking someone on the head (severe) instead of his legs (less severe) with a baton.
• They claimed that they had not seen the cell phone or the sim cards that the officials claimed had been found in their cell and that they had not been allowed to appear before a disciplinary committee to state their case.
• Coatue Management, an early investor in Square and Shopify, led the Series C round, which also included existing investors Bessemer Venture Partners, Canaan, and Broadhaven Ventures.
• It automates certain tasks like bookkeeping and payroll, so smaller companies can spend more time focusing on other aspects of their business.

Technology startups are often rewarded for a “fake it ‘til you make it” mentality by venture capital firms willing to throw money at a product until it meets expectations. But ScaleFactor used aggressive sales tactics and prioritized chasing capital instead of building software that ultimately fell far short of what it promised, according to interviews with 15 former employees and executives. Financial operations software platform ScaleFactor has raised $10 million in a Series A, announced today. The round was led by Canaan Partners with participation by Citi Ventures, Next Coast Ventures, Flyover Capital, Firebrand Ventures, Broadhaven Capital, and other angel investors. According to the criteria of necessity, any use of force must be absolutely required, extraordinary, and have a legal justification.

• One startup, however, promises to reduce the pain of these back-office operations with software that can automate many of the most tedious tasks.
• There is unanimity on the extremes of force continuums—officer presence and deadly force—but there is no agreement over the use of less-lethal weapons, such as physical force, pepper spray, energy devices, and batons—within a force continuum (Terrill and Paoline 2012b).
• The process of quantifying the complex correctional officer-inmate encounters over the four-day cycle was analysed according to the Resistance Force Comparative Scale (RFCS).
• Bessemer Venture Partners then invested another $30 million, and recently, ScaleFactor raised another $60 million in a Series C round led by Coatue, bringing the total capital raised to over $100 million.
• We alert you to what needs attention and make proactive suggestions with your bottom line in mind.

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The individual approach deals mostly with variations in police officers’ characteristics, such as length of service, gender, age, and race. The suspect approach deals mostly with variations in the suspect characteristics, such as the suspect’s gender, age, race, physical size, demeanour, possession of a weapon, attempt to flee and impairment by alcohol or drugs (Hickman et al. 2015; Hine et al. 2018). In terms of the Force Comparative Scale, the use of physical force became necessary when the non-physical interventions proved to be ineffective. The sequence of force application indicated that officials first forcibly opened the cell and then removed the inmates from the cell with tonfas and shields (electrified/normal). The application of this type of force falls outside the scope of RFCS because, although there was active resistance on the part of the inmates, the officials did not consider the use of pepper spray to forcibly subdue the inmates as the first line of intervention.

• There is a belief that using physical force, especially when it is applied incorrectly, can be fatal.
• During this interaction, the locking mechanism of the cell was again blocked by inmates and this time they refused to unblock the keyhole, which made it difficult for officials to carry out their day-to-day tasks.
• The encounters are also assessed in the light of the different soft laws/frameworks that regulate the use of force by state agencies as well as the environmental/situational factors that directly affect the settings in which force was applied.
• The application of force is very challenging as the amount of force that is exercised in each situation is difficult to measure.
• AUSTIN, Texas–(BUSINESS WIRE)–ScaleFactor, the intelligent finance and automated accounting platform, today announced that it raised a $60 million Series C funding round led by Coatue.
• In the coming year, ScaleFactor plans to revolutionize how SMBs access capital by offering financial resources that are often inaccessible to businesses of their size.

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While we may not have $100 million lying around, we offer concrete value to our clients, 99% of whom we retained even in the face of a global pandemic and recession, and we continue to operate profitably despite dreadful market conditions. We do plan to continue to invest in our own technology (our development team is finishing work on some top-secret stuff), but we will not take on a mountain of debt or sell out control of the company to do so. We also won’t sacrifice the quality of service or human connection in order to scale and line our own pockets. As a bootstrapped business we understand that every dollar counts and it is our responsibility to our clients and our team to do the right thing, even if that means growing more slowly.

• Policies, procedures, and techniques on the use of force differ from country to country and from institution to institution which can indirectly affect the sequential interactions of the RFCS.
• It further measures the force factor analysis against the different regulatory frameworks that provide oversight of the use of force by law enforcement agencies.
• Hickman et al. (2015) state that the RFCS is intentionally used to specify the highest level of appropriate response for a given level of suspect resistance.
• This suggests that using physical force in this instance would be outside the requirements of necessity and inappropriate.
• About 100 people would be laid off with three months of severance, and cash would be returned to investors — a seemingly tidy end to another startup afflicted by the pandemic.
• Several soft lawsFootnote 3 have been developed by these institutions to ensure that the application of force is dealt with in a controlled manner.

The different encounters as per theme (day 1 and day 4) were coded according to the maximum force and resistance levels within the entire incident (see Table 3). The results of the RFCS were thereafter contextualised in accordance with the mandate of the Department of Correctional Service. The rationale for the use of force by security agencies is regulated by legislation and several internationally frameworks.

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From bookkeeping to payroll, ScaleFactor provides a built-in cadence to business operations, giving owners access to tools and insights previously only available to enterprise companies. The new capital will allow the company to expand its ‘business OS’ capabilities and offer new solutions to SMBs, firmly establishing ScaleFactor as the foundational platform for SMB operations. During unlock on day four, they blocked the keyhole of the cell with a toothbrush to prevent correctional officials from entering the cell to fulfil routine security protocols. After several attempts by the divisional head of security to convince offenders to unblock the keyhole, the matter was reported to the Head of the Centre who instructed the activation of the Emergency Support Team (EST) and authorised the use of force if necessary.

Существующие примеры использования ТБДБ работают в основном в тестовом режиме для одного банка или группы финансовых организаций. Для использования ТБДБ необходимо создать соответствующие технологические и правовые возможности, которые позволят проводить безналичные денежные операции с учетом новой технологической основы и основных функций денег [Токенизация безналичных денег, 2023]. В этом случае безналичные деньги, как ТБДБ, должны выполнять роль универсального эквивалента и обладать высокой ликвидностью. Достижение этих условий возможно только при отсутствии у ТБДБ особых характеристик и возможности быстро обменять их на наличные деньги, а в будущем – на цифровую валюту, независимо от принципа учета. Довольно продолжительное время во всем мире идет обсуждение по поводу применения метода новейших цифровых технологий (в том числе токенизации) к безналичным денежным средствам на счетах в коммерческом банке.

Единая система и стандартизация

Однако, принятие решения о внедрении токенизации безналичных денег требует тщательной оценки возможных выгод и издержек для традиционных участников финансового рынка. Кроме того, такое внедрение возможно только с активным участием финансовых организаций. Исходя из актуальных обсуждений, можно сказать, что токенизация безналичных денег на счетах в банках является новым способом учета и использования электронных денег [Коленов А.Н., Гюнтер И.Н., 2023]. Деньги на счетах в коммерческих банках хранятся в электронном виде, и токенизация предполагает использование современных технологий для работы с ними (рисунки 1 и 2) [Токенизированные безналичные деньги, 2023]. Токенизация и использование технологии распределенного реестра также рассматриваются в контексте финансовых инструментов и активов.

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Авторы, используя как системный, так и сравнительный методы исследования, обозначают место NFT в системе законодательного регулирования цифровых активов (цифровой валюты, цифровых финансовых активов, утилитарных цифровых прав). Отдельно рассматриваются актуальные вопросы, возникающие в контексте взаимопроникновения NFT и права интеллектуальной собственности. Посредством дедуктивного метода в работе исследуются нормы действующего законодательства, применимые к регулированию NFT. В данной статье раскрываются вопросы современного состояния правового регулирования цифровых финансовых активов.

Что такое токен и сколько он стоит?

Первый кандидат на эту роль – токенизированные депозитные счета, аналог существующих банковских депозитов. Перевод средств между банками будет осуществляется посредством CBDC так же, как сейчас он осуществляется через резервы банков в центральном банке. Так как операции в CBDC происходили бы автоматически, это позволило бы сократить и время на проведение операций, и сопутствующие риски. При этом использование валюты центробанка, как и сейчас, обеспечивало бы финальность платежей (то есть их окончательность и неотзывность). Такая двухуровневая цифровая система – аналог существующей системы предоставления банками кредитных средств и ликвидности.

NFT и право интеллектуальной собственности: «право наслаждения» и иные права, содержащиеся в токене

Ещё одним гостем мероприятия стал сооснователь Эфириума и компании ConsenSys Джозеф Любин. Он заявил, что Комиссия по ценным бумагам и биржам США (SEC) умышленно замедляет инновации, причём это негативно влияет на сферу финансов страны. Куигли также поделился своей историей о том, как он начал заниматься криптовалютами и стал одним из основателей Tether — компании, стоящей за крупнейшим по рыночной капитализации стейблкоином. Они хотят удобно снимать деньги в банкомате с оплатой за электронный перевод этих средств. Так что по сути отказ от процентов – это плата за систему электронных переводов банковских транзакций. Как отмечают аналитики, на банковских счетах в США лежат «триллионы долларов», по которым не начисляются проценты, то есть по сути они никак не используются кем-либо за исключением банков.

• Что особенно важно, в проекте приняли участие гиганты индустрии в лице Barclays, Citi UK, HSBC UK, Lloyds Banking Group, Mastercard и других компаний.
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• Но все они могут быть совместимы друг с другом посредством API.
• Почему бы не сделать «мост» между цифровым рублем и общественным блокчейном, выпустив на нем «обернутый рубль».

В случае изменения кода теряется связь с основным активом и со всеми связанными правами, и смысл существования NFT пропадает. Кроме того, в информационной системе (в которой происходят выпуск, учет и обращение ЦФА) существует оператор (ст. 5 Закона «О ЦФА»), включаемый в реестр операторов Банком России. В случае с криптовалютами никакого оператора не существует, цифровые валюты обращаются в распределенном децентрализованном реестре без каких-либо посредников и ответственных лиц.

Этот вид token не приспособлен к инвестированию, а скорее служит неким ключом к нужному файлу. В принципе, многие пользователи создают свои токены, но с правовой точки зрения, пусть это и не запрещено официально, создателя будет ожидать очень много трудностей. Например, если не возвратить инвесторам деньги ― за это может последовать уголовная ответственность, так как действия будут расценены как мошенничество. Сложно сказать, когда появился первый токен, но процесс токенизации (обмен) стал набирать популярность примерно в 2017 году. Именно тогда были запущены в работу многие блокчейн-проекты или стартапы, которые многое обещали своим пользователям после покупки их токена. Справедливости ради нужно сказать, что не все проекты сдержали свои обещания.

По таким ЦФА право и размер выплат зависит от наступления, не наступления или изменения значений определённых показателей и обстоятельств. Блокчейн — это реестр записей о всех сделках и владельцах активов, которые хранятся не на одном, а на множестве устройств, что защищает их от подделки. Сегодня эта технология хранения и передачи данных активно используется в сфере финансов, так как делает все операции с деньгами быстрее, проще и безопаснее. По задумке министерства, компаниям из реестра бирж и торговых систем могут разрешить проводить организованные торги криптовалютой, но при этом открыть их только для ограниченного круга «особо квалифицированных» инвесторов. Стоимость Биткоина достигла «решающей точки» на графике, из-за чего главная криптовалюта пока не показывает достаточно убедительных признаков для потенциального буллрана в ближайшем будущем. Однако вместе с этим у Биткоина достаточно фундаментальных показателей, которые могут стать сигналом для открытия длинных позиций.

Вообще, asset tokens чем-то напоминает бартерные отношения, которые давно не актуальны в финансовом мире. То есть, токен-то покупается за реальные, фиатные деньги, а после обменивается на определенную акцию, ценность или продукт. Именно из-за таких сложностей и такой длинной цепочки токеные активы пока не слишком популярны среди мировых инвесторов.

Их надежность обеспечивается регулированием центрального банка и доверием к этому регулятору, хотя сами безналичные деньги являются обязательствами определенного банка. Ранее отмечалось, что NFT представляет собой лишь инструмент («криптографически-подписанный сертификат38»), подтверждающий владение уникальной версией цифрового объекта, связанного с конкретным NFT с момента токенизации. Объектами интеллектуальной собственности являются как раз те токенизированные произведения (например, изображение или исполнение музыки), право на обладание уникальной версией которых и выражено в NFT. Однако по модели открытой лицензии может быть заключен только лицензионный договор с простой (неисключительной) лицензией на использование РИД. В случае с NFT, как было сказано ранее, лицензиату должна предоставляться исключительная лицензия, которая несовместима с упрощенным порядком заключения договора открытой лицензии посредством акцепта размещенной лицензиаром публичной оферты. Иными словами, NFT — это запись в распределенном реестре (блокчейн).

Таким образом, требование к письменной форме лицензионного договора при отчуждении NFT считается соблюденным при совершении сделки в системе блокчейн с момента достоверного определения лица, выразившее волю на совершение сделки. Этот момент является моментом перевода приобретателем NFT оплаты в цифровой валюте на электронный кошелек отчуждателя NFT. Таким образом, если покупатель NFT желает использовать РИД в коммерческой деятельности и получать от такого использования доходы, параллельно с приобретением NFT, требуется заключить договор об отчуждении исключительного права либо лицензионный договор. Более подробно способы распоряжения исключительным правом будут рассмотрены далее.

А мы предлагаем вам пройтись по любопытному цифровому миру, не вставая с кровати. Узнать, что скрывает под собой понятие «token», и решить стоит ли пробовать зарабатывать на нем. Приобретатели NFT Эрмитажа на основании лицензии на покупку NFT («NFT Purchase License»), находящейся в тексте стандартных условий Binance NFT55, получили право «наслаждения», право демонстрации и наиболее ценное в коммерческом отношении право на перепродажу NFT. Во-вторых, отдельным объектом авторских прав стала подписанная М.Б. Пиотровским репродукция54, которая являлась служебным произведением, поскольку была создана директором Эрмитажа в рамках выполнения трудовой функции. На первом этапе происходила оцифровка аналоговых картин и нанесение подписи директором Эрмитажа М.Б.

При желании и необходимости можно будет создать мосты с другими блокчейнами, такими как Bitcoin и Ethereum или с любыми другими. Та часть бумаг, которая обращается на бирже, переписывается регистратором на Национальный Расчетный Депозитарий. Брокеры, предоставляющие доступ к рынкам, создают счета в НРД, и покупают для клиентов бумаги на эти счета. При этом у брокеров есть свои депозитарии, где они создают счета уже для клиентов, и дублируют информацию о имеющихся акциях из НРД с распределением их по клиентам. Чтобы заниматься депозитарной деятельностью, требуется лицензия ЦБ.

Российские цифровые финансовые активы (ЦФА) в свою очередь представляют собой токенизированные версии реальных активов, которые выпускаются с применением технологии блокчейн. В феврале Госдума приняла закон о международных расчетах в ЦФА. Но к таким активам не относят криптовалюты или токены, доступные на криптобиржах.

Токенизированные активы — это токены, которые базируются на технологии блокчейн. Их стоимость привязана к реальным активам, таким как акции компаний, сырьевые товары или индексы, и может меняться в соответствии с их текущим курсом. Первый подход предполагает использование отдельной платформы для каждой кредитной организации или группы организаций (рисунок 5) [Токенизированные безналичные деньги, 2023]. Такая платформа может представлять балансовую запись средств, используя технологию токенизации, что позволяет автоматизировать платежи и сделки для банка. Объединенный реестр включает среду хранения данных и среду осуществления операций. Первая охватывает цифровое представление денег и активов, а также данные, необходимые для работы реестра, и информацию, которая может выступать условием проведения сделок.

It is the second-most traded currency on the forex market, after the US Dollar, and also a major global reserve currency. Other common names for the Euro include Yoyo (Irish English), Leru (Spanish), and Ege (Finnish). The U.S. dollar is the currency most used in international transactions.

Central Bank Rates

Spelling and CapitalizationThe official spelling of the EUR currency unit is “euro”, with a lower case “e”; however, the common industry practice is to spell it “Euro”, with a capital “E”. Many languages have different official spellings for the Euro, which also may or may not coincide with general use. Additionally, there are various nicknames for the currency including, Ege (Finnish), Pavo (Spanish), and Euráče (Slovak). The Euro is used as a trading currency in Cuba, North Korea, and Syria and several currencies are pegged to it. The central bank in Europe is called the European Central Bank (ECB). Currently, 17 EU member states have adopted the Euro.

All Euro Exchange Rates

She has a specific focus on consumer behaviours in a Circular Economy, such as encouraging consumers to repair, to adopting refurbished products and to extending the lifetimes of their consumer electronics. She has received various national and European grants to execute her research and published her outcomes in many scientific journals. First, consumers can be encouraged to actively search for long-lasting products at purchase. Unfortunately, today only limited opportunities exist to do so. Whereas the javascript promise tutorial how to resolve or reject promises in js electricity consumption of consumer electronics is clearly communicated in stores, information about lifetimes is absent. This however does not suggest that it would not be possible to offer this to consumers.

USD = 0.95355 EUR

• Wise gives you the real, mid-market, exchange rate, so you can make huge savings on your international money transfers.
• It would be worthwhile to also implement such solutions for various consumer electronics, such as televisions, coffee machines and washing machines.
• Compare our rate and fee with our competitors and see the difference for yourself.

New research from Euroconsumers’ Altroconsumo finds out how to empower consumers, improve the WEEE market … Similarly, consumers could also be encouraged to perform more regular maintenance activities, via which the products can provide indications of continued good functioning. Cars can also be an inspiration for consumers’ lack of confidence in the continued high performance of ‘older’ consumer electronics. By way of comparison, several options exist for cars to give a more detailed interpretation of the expected lifetime than just the car’s age. Cars have an odometer that consumers can use as an indication of the number of kilometres they could logically still drive. Even if a car is 15 years old, if it has only driven 100,000 kilometres, everyone would agree that it is likely to last for many more kilometres to come.

They add hidden markups to their exchange rates – charging you more without your knowledge. It would be worthwhile to also implement such solutions for various consumer electronics, such as televisions, coffee machines and washing machines. This premature replacement means that  the actual lifetime of many consumer electronics is often much shorter than the potential lifetime. Extending products’ first life through interventions other than repair can change the way consumers assess the value of products, keep them in use for longer and greatly reduce their environmental impact.

Beware of bad exchange rates.Banks and traditional providers often have extra costs, which they pass to you by marking up the exchange rate. Our smart tech means we’re more efficient – which means you get a great rate. Banks and traditional providers often have extra costs, which they pass to you by marking up the exchange rate.

However for cars, this trust is reinforced by the annual service, which increases consumers’ confidence in their car’s functioning for the upcoming year. Whether you need to make cross-border payments or FX risk management solutions, we’ve got you covered. Schedule international transfers and manage foreign exchange risk across 130 currencies in 190+ countries. Following this principle, consumers may decide to replace a perfectly functioning washing machine after 12 years of ownership, because they perceive it is time for a new one. This is reinforced by their expectations that a 12-year-old washing machine is likely to break down relatively soon as it has already passed its ‘normal’ lifetime. During a replacement decision, consumers make the trade-off whether these extra values are worth the financial investment of the new product.

This represents how much remaining value the product still has left. This mental book value is the result of the expectations that people have concerning the ‘normal’ lifetimes of different products and when they can conclude that the product has yielded its value. Euroconsumers polkadot network custody launched by coinbase and web3 Spanish, Italian and Portuguese members celebrate with a festival of repair and share knowledge on a new website. Value of Obsolete National CurrenciesEuro bank notes and coins began circulating in 2002 with old notes and coins gradually being withdrawn from circulation.

The euro is now the single currency replacing individual monies for 19 of 28 nations who joined the EU, or the Eurozone. With the EU’s new Right to Repair legislation about to come into force, we reflect on Euroconsumers’ contribution to this major milestone. Consumers’ replacement behaviour and potential strategies for stimulating product retention. First, continued product usage may bring about dirt or scratches, which will reduce the product’s emotional value. Such satiation negatively influences a product’s epistemic value.

This trade-off of values is not static and even well-functioning products experience a decline in perceived value over time for various reasons. Our currency rankings show that the most popular Euro exchange rate is what are the easiest ways to the buy and sell bitcoin for profit the EUR to USD rate. The currency code for Euros is EUR, and the currency symbol is €. Below, you’ll find Euro rates and a currency converter. Wise is a Money Service Business registered with FinCen.

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In other states, the program is sponsored by Community Federal Savings Bank, to which we’re a service provider. For example, a washing machine that is used 8 times a week is expected to break down sooner than one that is only used 3 times a week. Consequently, consumers will believe that the frequently used washing machine has yielded its value sooner as well. Unfortunately, consumers currently have little to no opportunities to gain insight into the use frequency even though that would be worthwhile. Lifetime expectancy can also be influenced during product usage via specific interventions. The intensity of usage is likely to affect the lifetime of many consumer electronics.

Extending the lifetimes of consumer electronics can play an important role in reducing the environmental impact of today’s consumption. For this reason, policy attention is currently given to repair practices (e.g., Right to Repair) to support consumers in repairing malfunctioning products. In summary, to lower the environmental impact of consuming electronics, it is critical to move beyond a focus on repair practices and strive for increasing their lifetime expectancy. This will encourage consumers to make longer use of their products and thereby prevent premature replacement.

Оценивается соответствие заявленным требованиям и проводится комплексное тестирование всех функциональностей. Таким образом, системное тестирование позволяет выявить проблемы, не обнаруженные на предыдущих этапах. Внутри этих видов есть подвиды, например, функциональное тестирование включает модульное, интеграционное, системное и функциональное тестирование приемочное тестирование. Нефункциональное тестирование проверяет технические свойства ПО, например, производительность и безопасность. В мире функционального тестирования есть место для множества видов в рамках разных классификаций.

Как проводить функциональное тестирование?

Таким образом, тестирование в данном случае будет основываться на вариантах использования системы (usecases). Функциональное тестирование – один из видов тестирования, направленного на проверку соответствий функциональных требований ПО к его реальным характеристикам. Основнойзадачей функционального тестирования является подтверждение того, что разрабатываемый программный продукт обладает всем функционалом, требуемым заказчиком. Функциональное тестирование позволяет выявить и минимизировать ошибки в работе продукта до релиза.

Этапы функционального тестирования

Тестировщики также часто создают мини-автоматизированные тесты для ускорения процессов проверки и повышения их точности. Автоматизация позволяет уменьшить временные затраты на рутинные задачи и сконцентрироваться на более сложных аспектах проверки программы. Интеграционное тестирование объединяет несколько модулей и проверяет их взаимодействие. Цель данного типа методов заключается в обнаружении проблем в интеграции компонентов и обеспечении безошибочного функционирования системы в целом.

Что такое функциональное тестирование? Типы и примеры

Вне зависимости от того, с чем мы имеем дело (веб, мобильное или десктопное программное обеспечение), основное, ради чего оно создавалось — это бизнес-логика, реализация потребностей заказчиков и их клиентов. Техника попарного тестирования поможет протестировать сложную систему с меньшими трудозатратами. Представьте сервис самостоятельной записи к специалисту, например, парикмахеру. К ним подключены десятки парикмахерских, и в каждой — несколько мастеров. Добавьте сюда разные услуги, разные даты, скидки и прочие нюансы, и получите широкую сетку вариантов. Если использовать полный перебор всех возможных комбинаций – то количество необходимых тестов будет просто огромным, как и время на полную их проверку.

Предпочтительнее использовать специализированные системы для хранения, например Allure TestOps. Здесь можно удобно организовать систему хранения тестовой документации, постоянно её обновлять, проверять и интегрировать с другими системами. Цель автотеста — сымитировать взаимодействие пользователя с приложением и выявить возможные ошибки в работе системы.

Освоив разные методы функционального тестирования программного обеспечения, вы сможете стать более ценным специалистом на рынке труда и рассчитывать на повышенную зарплату. Компании готовы платить больше тем, кто постоянно расширяет свои компетенции, в том числе — изучает английский. Его используют, чтоб увидеть, как продукт будет работать в реальных условиях — как будто им уже пользуется какой-то юзер.

Например, можно протестировать взаимодействие с базой данных или убедиться, что микросервисы работают вместе так, как задумано. Этот вид тестирования является более затратным, поскольку для проведения тестов требуется запуск различных компонентов приложения. Существует большое разнообразие инструментов автоматизации функционального тестирования. Таким образом, крайне важно найти правильные инструменты для определения того, функционирует ли ваше программное обеспечение должным образом. Функциональное тестирование программного обеспечения является важной частью любой процедуры тестирования программного обеспечения.

Точно так же работают эмуляторы для iOS, например Xcode Simulator или Xamarin iOS Simulator. Тестирование в перспективе «требования» использует спецификацию функциональных требований к системе как основу для дизайна тестовых случаев (Test Cases). Это позволит сфокусироваться и не упустить при тестировании наиболее важный функционал. Функциональные тесты основываются на функциях, выполняемых системой, и могут проводиться на всех уровнях тестирования (компонентном, интеграционном, системном, приемочном). Как правило, эти функции описываются в требованиях, функциональных спецификациях или в виде случаев использования системы (use cases). Важной составляющей успешного тестирования является применение мини-инструментов.

При проверке отмечают, насколько все компоненты будут работать четко и без сбоев, не конфликтуя друг с другом. Обычно этот тип тестирования выполняют после проведения модульных и интеграционных тестов. Как понятно из названия, этот тип тестирования сосредоточен на том, чтобы проверять функции ПО.

Используя технику попарного тестирования, группируя входные изменяющиеся параметры, можно значительно уменьшить количество тестов, без ущерба покрытию функционала. В первом случае сотрудник будет полагаться на собственный опыт и внимательность, во втором случае ему помогут специальные инструменты. Функциональное тестирование проводится по принципу черного ящика, в связи с чем функциональность ПО можно протестировать, не зная принципа его внутренней работы. Это снижает требования к тестировщикам в части знания языков программирования или конкретных аспектов реализации программного обеспечения. Функциональное тестирование программного обеспечения на уровне предприятия позволяет лучше управлять данными, чтобы можно было легче обращаться к ним во время будущих тестов и дублировать тестирование. Хороший инструмент автоматизации функционального тестирования прост в использовании для всех членов команды, независимо от уровня квалификации.

Если вы дочитали до этого момента, то уже понимаете, кто, как и когда выполняет функциональное тестирование. И конечно, в процессе используют баг-трекинговые системы (например, Jira), чтобы зафиксировать обнаруженные дефекты и в будущем отследить их устранение. Тестировщики изучают требования и спецификации, разрабатывают тест-планы и подготавливают тестовые данные.

• Именно это тестирование доверяют провести пользователям или заказчикам ПО для того, чтобы они его приняли.
• Собственно, здесь и проверяется совместная работа отдельных логических единиц проекта именно «на стыке», то есть их интеграция, взаимодействие, обмен данными.
• Это позволит сфокусироваться и не упустить при тестировании наиболее важный функционал.
• Длительность сеанса глубокого тестирования не должна превышать двух часов.

Выполняется с целью обеспечить бесперебойную работу ключевых функций программы или системы. Функциональное тестирование программных продуктов, сайтов нацелено на выявление соответствия заданных в ТЗ параметров реальному результату. Если проводить простую аналогию, то суть тестирования можно сравнить с выбором велосипеда в интернет-магазине.

Мы также рассмотрим некоторые из лучших инструментов функционального тестирования на рынке. Функциональное тестирование в основном включает тестирование черного ящика и не касается исходного кода приложения. Это тестирование проверяет пользовательский интерфейс, API, базу данных, безопасность, связь клиент / сервер и другие функциональные возможности тестируемого приложения. Тестирование может проводиться либо вручную, либо с использованием автоматизации. Сквозное тестирование копирует поведение пользователя при работе с ПО в контексте всего приложения. Оно обеспечивает контроль того, что различные схемы действий пользователя работают должным образом.

В целом, как функциональное, так и нефункциональное тестирование являются неотъемлемой частью процесса разработки программного обеспечения и необходимы для обеспечения его высокого качества и надежности. Разница между ними заключается в том, на какие аспекты программного обеспечения они сосредоточены. Функциональное тестирование может быть утомительным процессом, если проводить его вручную, особенно если изменения в коде затрагивают несколько областей программного обеспечения. Рассмотрение преимуществ, проблем и ограничений использования такого программного обеспечения, как ZAPTEST, для автоматизированного функционального тестирования поможет вам определить, подходит ли оно для вашей ситуации.

В ходе этого тестирования проверяются пользовательский интерфейс, API, база данных, безопасность, связь клиент/сервер и другие функциональные возможности тестируемого приложения. Тестирование может проводиться как вручную, так и с использованием автоматизации. Когда задача разработана, наступает этап непосредственно тестирования — продукт проверяется по заранее подготовленным сценариям. Если есть ошибки, тестировщик заводит баг-репорты и отправляет продукт на доработку, разработчики чинят найденные баги и снова возвращают задачу тестировщику. Он проверяет, что все ошибки исправлены и все функции работают так, как должны. Тестирование производительности (Performance testing) — Процесс тестирования с целью определить производительность программного продукта.

Хороший набор тестов попытается сломать приложение и поможет проанализировать его предельные возможности. Приемочные тесты — это формальные тесты, которые проверяют, отвечает ли система требованиям бизнеса. При этом во время тестирования должно быть запущено само приложение, и основное внимание уделяется воспроизведению поведения пользователей.

В данной статье мы сравниваем 20 лучших онлайн-курсов по обучению project manager. Во время курса сможете пройти бесплатный модуль по ChatGPT. Его ведёт Иван Юрченко — Senior Product Manager в МТС.Он расскажет, как с помощью нейросети создаёт уставы проектов и презентации для отчётов, разрабатывает реестры рисков и пользовательские истории. Project Management от компьютерной академии Top — программа для тех, кто хочет научиться грамотно управлять людьми, IT продуктами. «Управление проектами» от Moscow Business Academy — за 9 месяцев вы обучитесь эффективно руководить компанией и решать управленческие задачи. «Управление проектами» — за 4 месяца ученики проработают 6 практических кейсов на выбор, сделают 2 кейса в портфолио, научатся сопровождать проджекты на всех этапах их существования.

Менеджер проекта — человек, управляющий работами по выполнению этого участка и ответственный за его результаты. В отличие от менеджера проекта, руководитель фирмы или подразделения отвечает за деятельность фирмы / подразделения в целом, и цикл его работ непрерывен. Из самого названия профессии — проджект-менеджер — понятно, что работать можно не только в найме, но и попроектно. Вы можете искать занятость в проектах, которые реализуют время от времени. Например, курировать мероприятия или запуски рекламных кампаний.

Курс MBA «Корпоративное управление и стратегическое развитие бизнеса»

Получите актуальные знания на практике, сможете создать идеальное портфолио. Научитесь управлять бюджетом, сроками и командой, применять Agile-подход, Scrum-фреймворк и методологию Double Diamond. Пополните портфолио сильным кейсом и найдёте высокооплачиваемую работу. Из нашего опыта мы знаем, что неэффективно просто рассказывать о правильных подходах к управлению проектом. Основные вопросы начинают возникать в момент практической работы, когда необходимо принимать решения. Наши практические тренинги позволяют в короткие сроки структурировать и переосмыслить опыт управления проектами, овладеть новыми навыками.

• Познакомитесь с профессией, узнаете, что должен знать и уметь проджект- менеджер.
• Научитесь применять инструмент Cynefin и поймёте, когда имеет смысл долгосрочное планирование, а когда — краткосрочный эмпиризм.
• Еще много очных, а также электронных курсов по теме найдете в Академии АйТи и у Softline.
• Авторитетные преподаватели, практико-ориентированные программы и море полезной информации в нашей подборке.
• «Арт-менеджер» от SKVOT — программа о курировании арт-проектов.

Проджекты нужны в IT, строительстве, образовании, финансах, промышленности, госсекторе и других областях, где системно запускают новые проекты. Он собирает пожелания заказчика, формирует команду, составляет план работы, контролирует документацию, следит за сроками и бюджетами. Формирование команды проектаВыделите ключевых людей в команде, сформируете из них рабочую группу и выстроите эффективные коммуникации курсы проджект менеджера между заказчиком, исполнителем и приёмщиком. Методология расчёта метрикУзнаете о количественных и качественных метриках успеха, научитесь их рассчитывать и моделировать методику определения. Поймёте, как планировать экономику проекта, рассчитывать операционные затраты (ОРЕХ) и анализировать P&L продукта. Курс посвящен изучению современных методов управления на основе проектного подхода.

Преимущества программы

Вас ждут видеоматериалы от экспертов и практика на основе реальных кейсов. По данным НИУ ВШЭ, 93% участников, закончивших курсы Skillbox, достигли карьерной цели. Конечный список компетенций, конечно, каждый работодатель формирует индивидуально. Также многое зависит от того, хотите вы стать COO, PMO или развиваться именно в проектной деятельности. «Как стать продакт- или проджект-менеджером» — гид от Нетологии. «Креативное лидерство» от Setters Education — программа о вдохновляющем лидерстве, раскрытии потенциала сотрудников, создании креативной рабочей среды.

Вы можете оформить беспроцентную рассрочку на 3, 6, или 12 месяцев. Мы разработали платформу для смартфонов, чтобы вы могли учиться в спортзале, самолёте, на даче или в пути. Узнаете, как использовать ChatGPT и MidJourney, чтобы считать объёмы рынка, анализировать конкурентов и целевую аудиторию, генерировать код и SQL запросы. Научитесь составлять резюме для новой профессии, писать сопроводительные письма и уверенно проходить собеседования. Контроль выполнения и качестваНаучитесь управлять содержанием, сроками, стоимостью, качеством, ресурсами и коммуникациями.

Профессия востребована IT-компаниями

Я всегда придерживаюсь принципов честности и рентабельности. Никогда не предложу клиенту вложить в проект большие деньги, если не буду уверен, что он точно на нём заработает. Сначала я пытался делать всё сам — и рисовать дизайн, и продумывать бизнес-логику. Но потом решил привлечь команду — сейчас считаю это ошибкой. На мой взгляд, стартап успешен, если на первом этапе в нём задействовано не более трёх человек.

Центр развития компетенций в управлении проектами — это команда профессионалов, состоящая из кадровых преподавателей НИУ ВШЭ и приглашенных профессионалов-практиков в области управления проектами. Дальнейшее знакомство с ходом проекта на примере фазы реализации. Студенты подробнее изучат работу с командой проекта, подрядчиками и инструментами в арсенале проджект-менеджера. Менеджеры проектов помогают бизнесу воплощать в жизнь новые идеи и запускать продукты в разных сферах — от IT до финансовых услуг. Для этого они общаются с заказчиками, собирают команду и контролируют её работу, следят за сроками и бюджетами.

Управление проектами на основе PMBOK6 от PMI

Много теории, ещё больше практики, люди и методология — всё направлено на то, чтобы вы освоили профессию менеджера проектов. Вы научитесь на практике выстраивать процессы командной разработки и освоите методологии Agile и Scrum. Сможете правильно мотивировать команду и эффективно решать бизнес-задачи. Программа позволит систематизировать свои знания в области менеджмента и существенно углубить знания в области корпоративного управления.

Узнаете, какие есть виды разработки, где и для чего используются различные языки программирования и кто входит в команду разработки. Ответственный за актуальный контент, текст и редактуру сайта. Эксперт по выбору профессии, курсов и профессий с 2016 года. Подтвердит, что вы прошли курс, и станет дополнительным аргументом при устройстве на работу.

лучших онлайн-курсов Project Manager: обучение платно и бесплатно. Рейтинг 2023, сравнение, стоимость.

У онлайн-студентов будет дипломный руководитель, который проверит диплом, даст подробные комментарии и примет итоговый проект. Менеджер по управлению проектами – одна из ключевых фигур в структуре эффективного менеджмента компании. Он возглавляет проектный офис, направляя финансовые ресурсы на осуществление инновационных проектов, способных модернизировать деятельность организации и приносить прибыль. Координирует работу специалистов и проходит с ними все этапы проекта от разработки стратегии до сбора аналитики. Например, сначала с копирайтером он готовит тексты, затем передает их дизайнеру для отрисовки макета, затем верстальщику и разработчику, чтобы воплотить макет в жизнь. В итоге решили пойти сложным путём — на время заморозить стартап и провести пивот.

Проджект-менеджер — человек, который контролирует все этапы командной работы над проектом, от идеи до презентации готового продукта. Каждой команде нужен тот, кто будет ей руководить, иначе в рабочих процессах начнётся хаос. Обучение на курсах по Project-менеджменту может проходить в форме онлайн-курсов или очных занятий с преподавателем. Обычно курсы включают в себя теоретические материалы, кейсы, практические задания и тестирование. Научитесь улучшать качество продукта, грамотно управлять командами разработки.